FAMILY OFFICE

A considered view
of wealth.

Your financial life is more than a collection of accounts and assets. We bring the pieces together with clear thinking, personal attention and a long-term view.

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WESTERN CAPE · SOUTH AFRICASCROLL TO EXPLORE

01 / OUR PERSPECTIVE

Good decisions start with
the whole picture.

Your Family Officer is your single contact point, coordinating a network of partnered professionals across accounting, tax, investments, property and legal matters. One relationship brings your family’s financial life together.

We build a plan around your goals, circumstances and priorities, then bring in the appropriate specialists to implement and review it with you.

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02 / WHAT WE DO

Expertise that works
together.

Connected guidance for the decisions that shape your financial future.

01

Accounting & tax

Accounting, financial reporting, tax compliance and tax planning, coordinated with accounting and tax professionals.

02

Structuring across borders

Local and worldwide structures, including companies and trusts, assessed with legal and tax specialists for your circumstances and tax residence.

03

Worldwide investments

South African and worldwide investment options, with a considered view of diversification, currency exposure, risk, costs and time horizons.

04

Property investment

Property acquisition, financing, cash flow and portfolio planning, connected to your wider financial position.

05

Trusts, wills & estates

Trust planning and administration, wills, estate planning and estate administration through the relevant professional partners.

06

Legacy & continuity

Planning for succession, intergenerational wealth, family priorities and the continuity of businesses and assets.

ONE CONTACT / CONNECTED EXPERTISE

Your Family Officer.
Your professional network.

We partner with various professionals so you can interact through one contact point. Your Family Officer coordinates the right specialists, brings their work into one plan and keeps you informed.

Specialist engagements, responsibilities and fees are agreed with you. Regulated advice is provided by appropriately authorised professionals.

YOUR PLANNING JOURNEY

A clear process.
A plan that evolves.

Six steps from your first conversation to ongoing review.

  1. 01

    Agree the relationship

    Clarify your needs, the scope of work, fees and responsibilities. Agree how your Family Officer and the professional partners will work with you.

  2. 02

    Understand your circumstances

    Gather your financial information, goals and priorities, including assets, liabilities, income, expenses, dependants and risk tolerance.

  3. 03

    Analyse the whole picture

    Assess cash flow, debt, protection, investments, retirement, tax and estate needs. Consider how each part affects the others.

  4. 04

    Build and explain your plan

    Present suitable options, assumptions, costs and risks. Set priorities and agree a practical plan with you before proceeding.

  5. 05

    Coordinate implementation

    With your approval, coordinate the relevant professionals, documentation and actions. Confirm who does what and when.

  6. 06

    Review and adapt

    Review progress at agreed intervals and after important life changes. Update the plan as your circumstances, goals and the rules change.

Our planning approach follows the six-step financial planning framework used in South Africa. About the FPI framework ↗

YOUR PRIVATE CLIENT SPACE

A clearer picture.
In one place.

Register for your client portal to use the budgeting, Property Portfolio, affordability and property deal calculators. Save your information for your Family Office team and keep your will, proof of address and ID in your private document vault.

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04 / GET IN TOUCH

Let’s talk about
what comes next.

Whether you are reviewing your financial position, considering a property opportunity or planning further ahead, start with a conversation.

Ryno

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ryno@valorglobalgroup.com